Get on top of your finances with a Sunflower loan from £1,000 to £4,000, subject to affordability. Representative 64.5% APR.

to Sunflower.

We’re here to give a lift to your finances and could say yes to a loan, even if your bank has said no, subject to affordability.

See how much you could borrow

Why choose

Card image

No hidden fees - you only pay back what we agree upfront, even if you miss a payment.

Card image
Card image

Borrow from £1,000-£4,000 over 24, 36 or 48 months.

Card image
Card image

Apply online and get a decision in principle.

Card image
Card image

Phone call with one of our friendly team to help make sure a loan is right for you.

Card image
Card image

Pay off your loan early and save money in interest.

Card image
Card image

Access to our friendly teams based in Yorkshire when you want a chat.

Card image

Our loans are flexible and transparent, with no hidden fees. You only pay back what we agree upfront, even if you miss a payment.

We care about our customers and their financial future, so you can expect honesty and transparency right from the start. We’ll tell you if we don’t think a Sunflower loan is right for you.

Just so you know, you need to be between the ages, of 21 and 65, a UK resident and hold a current UK bank account to apply for a Sunflower loan.

How it works

See how much you could borrow. Subject to affordability

I need to borrow


Your monthly repayments £74.15

I'll pay it back within

  • Loan amount
  • Loan term
    24 Months
  • Monthly payment
  • Interest rate
    50.8% (p.a. fixed)
  • APR
  • Total amount payable

If your application is successful, the amount you pay and your APR may be different depending on your personal circumstances and first payment date. The maximum APR we could offer is 84.5%

Representative Example:

£2,000 loan repayable over 24 months. 23 monthly payments of £134.44 followed by a final payment of £134.64. Rate of interest 50.8% p.a. fixed. Representative 64.5% APR. Total amount payable is £3,226.76. Example based on the first payment being made 30 days after the loan starts.


If you’ve a question you may just find the answer you’re looking for here. If not, please visit our contact us page and get in touch.

We’re a friendly bunch and love to help customers!

Who can apply for a Sunflower loan?

You can apply for a Sunflower loan if you:

  • Are between the ages of 21 and 65
  • Are a UK resident
  • Hold a current UK bank account
  • Have an income i.e. employed, self-employed or retired with pension
  • Are not in / do not plan to enter into a Debt Management Plan, Individual Voluntary Arrangement County Court Judgement or bankruptcy in the near future

What do I need to apply for a Sunflower loan?

To apply for a Sunflower loan, you’ll answer a number of questions and give us the following:

  • Contact number
  • Email address
  • Home address
  • Employment status
  • Net monthly income
  • Outgoings
  • Bank details
  • Access to check your income and expenditure

How much can I borrow and over what time period?

You could borrow between £1,000 - £4,000 for a term of 24, 36 and 48 months, subject to affordability. The exact amount you will be able to borrow, and the loan term, will all depend upon your personal circumstances.